Winning the Rat Race

As I wait for the HELOC to fund, and the surveyor to finish his job, my mind won’t quit on the question, “What should I do?”. We’ll have about 300K in funds. I want to be able to recoup the capital so I can get some momentum going.

Jim informed me that our application went to underwriting. The lender just needed our most recent paychecks. So, that’s moving. I sent an email, voice message, and message through the “Contact Us” for the surveyor. We paid the retainer on June 15. Two months later the project is still not finished. I really hate it…

I sent an email to the surveyor requesting a date for completion of the project. They said they would keep me in the loop by giving periodic updates, but I have to ask for those updates and then they take days to reply. The architect is anxious to start and so am I. I started…

I didn’t hear anything from Jim yesterday regarding the HELOC. I don’t need that to close right away, so I’m good. We have an existing HELOC with a 50k limit which we’ve been using to pay the surveyor and architects. I feel like the surveying company is taking its sweet time. I’ve been keeping a…

This morning I continued the routine of a 5:00AM wake up and then read “Commercial…” and “Confessions…”. The textbook is really dry as textbooks usually are, but there is good information. The subject this morning was the “export sector” and the “service sector”. I had heard “service sector” or “service jobs” mentioned before but I…

The guinea pig tenant sent a text yesterday, “Quick question…didn’t you ask, and we pay last months rent when we moved over to the new side?”. He was sorely mistaken. My response was, “No, you got a free month of rent when you moved over to the new side.”. In California, if a landlord asks…